"Choosing Matt Culp and Bainbridge Lending Group as our mortgage broker was one of the best decisions we could have made in our first home purchase. Matt was always accessible, easy to communicate with (even as an out of state buyer), and extremely knowledgeable. I felt like I had not only a mortgage broker assisting me, but a seasoned real estate expert that could answer any of my questions and work through any challenges in the transaction. Matt made me feel like I was his most important client and was always thorough in his explanations and generous in his time. I highly recommend Matt to anyone needing lending services."
"We have used Matt's services multiple times, and it is clear that he loves his profession. He is thorough, and he has done an excellent job finding the best choices for our needs. Matt has a talent for helping his clients understand complex options from an unbiased perspective."
"Getting a loan these days is very tedious. The amount of paperwork and data needed is overwhelming. Matt was always thoughtful of my time when making requests for information. He was efficient and thorough. The application and approval process went through without a hitch and we received the loan for our home in Poulsbo without the frustration of a number of last minute requests from the lender."
"I recently moved to Bainbridge Island and was looking to purchase a condo or small house. My real estate agent referred me to the Bainbridge Lending Group and Matt Culp, specifically. It turned out to be a great referral! Matt is extremely knowledgeable and helped guide me through the loan application process with a high level of professionalism and courtesy. When the deal looked like it might fall through due to some onerous requirements by the first lender, Matt quickly found an alternate lender and put together a new mortgage package. Through his exceptional efforts and knowledge I was able to purchase a beautiful waterfront condo."
"My wife and I had a great experience with Matt Culp this year. He guided all us – Realtors, buyers, sellers, title & escrow – through a rather involved townhouse purchase in Redmond. Time was of the essence and Matt performed admirably. But that was no surprise. Jean and I have been working with Matt on Bainbridge Island since the early 90’s and have recommended him to many appreciative home buyers over the years. We have always appreciated his dedication, professionalism, and unflappable personality."
"We have worked with Matt many times over the year. Quite simply, we think he is the best. He is knowledgable, friendly, prompt, and experienced. Matt makes the whole process easy and seamless. He has our highest recommendation!"
I worked with Matt on my recent home purchase and couldn't be happier. He is resourceful, very knowledgeable and easy to work with. I would recommend Matt to anyone, without reservation.
"Matt helped us with the loan for our new home. He took our complex financials in stride and assisted with filling out forms where our situation deviated from the norm. On top of that, we had a complicated post-inspection negotiation phase, and Matt was miraculously able to meet our necessary closing date despite reaching mutual acceptance much later than anticipated. We definitely planning on using Matt again the future and would wholeheartedly recommend him to others."
"Matt helped us with the loan for our new home. He took our complex financials in stride and assisted with filling out forms where our situation deviated from the norm. On top of that, we had a complicated post-inspection negotiation phase, and Matt was miraculously able to meet our necessary closing date despite reaching mutual acceptance much later than anticipated. We definitely planning on using Matt again the future and would wholeheartedly recommend him to others."
"Matt helped us with the loan for our new home. He took our complex financials in stride and assisted with filling out forms where our situation deviated from the norm. On top of that, we had a complicated post-inspection negotiation phase, and Matt was miraculously able to meet our necessary closing date despite reaching mutual acceptance much later than anticipated. We definitely planning on using Matt again the future and would wholeheartedly recommend him to others."
"Matt really knows the local market and he went the extra mile and closed my purchase a week early, which allowed me to negotiate a reduction in price with the seller."
"Matt helped me with a very challenging loan through a refinance transaction. Matt's attention to detail, diligence throughout out the whole process when others gave up, and calm demeanor got us the loan we needed. Could not have done it without him."
"Buying a new home and securing a loan and moving from one state to another, (all while residing out of state) can be a daunting task. Matt Culp, Loan Officer at Bainbridge Lending Group, made it happen, kept us sane and we were able to "sleep at night" as they say. We could count on him to ALWAYS respond quickly, be crystal clear with details and next steps and follow up with all questions. No problem was ever too trivial.We believe he provided wise counsel. What he said would happen is exactly what did happen. No surprises, no additions last minute, etc. If you need a recommendation for current or future financing needs, Matt Culp has our highest recommendation for your consideration."
"Matt helped us to determine the best loan strategy in a fairly complicated multi-property transaction. I went in thinking I knew the best solution, however after Matt talked me through the pros and cons of several options, it was clear he had a better strategy for us. Matt was always available, responsive and very easy to work with. His professionalism and attention to detail was top notch. I would highly recommend Matt Culp to anyone looking for lending solutions."
"We required special handling during our most recent purchase. Matt was there for us throughout the entire process. Matt's consistent communication, sage advice, and flexibly made it all possible. This was not our first loan experience, but definitely the best."
"I was going through a divorce and buying real estate by myself for the first time. Matt made me feel very comfortable through the whole process. He explained the process in a way I could understand, he guided me step by step and laid out the deadlines in an organized fashion. I appreciated his attention to detail because I always knew what to expect. He made me feel like a valued customer even though my real estate purchase was not very big in the scheme of things. I would highly recommend Matt and Bainbridge Lending Group!"
"Thank you very much for all of the help you and your team gave us throughout the difficult house buying process. Getting a loan to purchase a house is always a very stressful time for a homebuyer. You and your team were wonderful at providing us with the exact information we needed to get the required tasks completed and setting up realistic time periods for us to accomplish the tasks. Most importantly you and your team had the patience to tolerate frantic home buyers throughout the loan approval and bank closing process."
"My wife and I are more than happy to recommend Matt Culp to anyone that is looking for a reliable and expeditious loan officer. Matt has prepared numerous loans for us over the years including home loans and second mortgages and we have found his knowledge and services most beneficial."
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