Kay Johnson

NMLS # 1647924


Kay Johnson Loan Officer
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Kay Johnson

Kay Johnson

Loan Officer

Mortgage Calculators

Loan Programs



About Kay

Loan Officer

Kay’s career in real estate and closing transactions began at the young age of 18 in Houston, Texas where she obtained her real estate license and worked for a company that specialized in selling nursing home facilities across the country.   After seeing the value in becoming an expert in a niche market, Kay obtained her real estate broker’s license at age 20.  Her initial interest was to broker apartment communities, but after building relationships with apartment owners and management companies, she decided to offer relocation and property management services to the major employers throughout Houston and Dallas to help transferring executives find and secure short-term corporate housing.    

This venture led her to open her own apartment locating company in both Houston and North Dallas. She successfully hired and trained a team of agents who worked tirelessly with local Chambers of Commerce organizations to become “the” source for relocation assistance.

In 2001, in the aftermath of 9/11, Kay’s husband was offered a position in WA State that they could not turn down.   With two very young children in tow, she decided to take a break from full time employment and devoted her free time to volunteering in her new community on Bainbridge Island.    In 2017, as an empty nester, Kay enthusiastically returned to the work force.   For the last three years, she has worked a loan processor at Bainbridge Lending Group, and in 2019 obtained her mortgage loan originator license in WA State.

Kay thoroughly enjoys helping others build wealth through real estate ownership.  While she doesn’t work on the real estate end anymore, she is fortunate to have excellent relationships with area real estate experts.   If you are considering a home purchase or a refinance of your existing mortgage, please reach out.  Kay can help with homes anywhere in WA State.  Kay is also building a clientele of senior homeowners who are benefitting from reverse mortgage options.    She would love the opportunity to walk you through the mortgage process and make your transaction an enjoyable experience for all involved.  


Member:  National Association of Mortgage Brokers (NAMB)

Member:  National Association of Independent Mortgage Experts (AIME)





Contact Kay

Kay Johnson

Loan Officer
NMLS# 1647924

345 Knechtel Way, Suite 200
Bainbridge Island , WA 98110
State Licenses: WA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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